Basic Policy Pay for service is due in full at the time the service is provided in our office. For Patients with Insurance. We bill most insurance carriers for you if proper paperwork is provided to us. We will also bill most secondary insurance companies for you.

Copayments and deductibles are due at the time of service. Since your agreement with your insurance carrier is a private one, we do not routinely research why an insurance carrier has not paid or why it paid less than anticipated for care. If an insurance carrier has not paid within 60 days of billing, professional fees are due and payable in full from you.

Medicare Patients: We will bill Medicare for you. We will also bill secondary insurances for you. All copyaments or deductibles are due and payable at the time service is provided.

Surgery Fees: All copays, deductibles and payments for noncovered surgical procedures are due prior to your surgery. Prior authorization may be required by your carrier

Noncovered Services: Any care not paid for by your existing insurance coverage will require payment in full at the time services are provided or upon notice of insurance claim denial.

Personal Injury Cases: This office does not bill for auto accident or liability or lawsuit-related cases. You are responsible for payment at the time of service. We do not accept liens.

Your Health Checks: Periodic preventive health checks may or may not be covered under your health insurance policy; however, they may be required by your physician

© 2007 Stefan Kieserman, M.D.

  Any information provided on this Web site should not be considered medical advice or a substitute for a consultation with a physician. If you have a medical problem, contact your local physician for diagnosis and treatment